CMHC Threshold Changes

Why First-Time Buyer Agents in the Fraser Valley Often Miss Critical CMHC Mortgage Insurance Thresholds and Qualification Rule Changes in 2026 — And How Accurate Pre-Approval Strategy Protects Buyers From Overextending Beyond True Affordability

First-time buyers in Fraser Valley often get approved for more than they should borrow. Here’s what agents miss about CMHC thresholds and stress tests.