Written by: Buffini & Co
April is a great time to step back, check your bearings, and make small course corrections with your finances. A few thoughtful adjustments can help ensure smooth sailing through the rest of the year - no matter what lies ahead.
The Dangers of Drift
- A few degrees off puts us in the wrong port
- Unforeseen expenses weigh heavily
- Your "crew" is not in sync
Batten Down the Hatches
- A plan guides you to your destination
- Financial leaks are prevented
- All hands on deck are aligned with mission
- Anchor to what matters
Calm Seas Ahead
Home Port
- Get competitive quotes (insurance, utilities).
- Do a home energy audit.
- Ask credit card companies to negotiate rates.
- Take care of minor repairs as soon as possible.
Galley
- Join a CSA (community supported agriculture).
- Save veggie trimmings to make soup stock.
- Buy just what you need from bulk bins.
- Enjoy a meatless Monday.
Get a Financial First Mate
- Shop for staples at big-box stores.
- Be accountability partners.
- Barter tasks and services.
- Negotiate for group discounts.